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Furthermore, clients for this kind of plan could have serious legal or criminal histories. It is necessary to keep in mind that different carriers offer a series of issue ages on their assured issue plans as low as age 40 or as high as age 80 - burial life. Some will additionally provide higher stated value, approximately $40,000, and others will enable for better survivor benefit conditions by enhancing the rate of interest rate with the return of premium or reducing the variety of years till a complete fatality advantage is offered